Privacy Policy of Khata Tracker

Welcome to Khata Tracker! Please review these Terms of Service ("Agreement") carefully. By accessing or using the Khata Tracker website or mobile application (the "Service" or "Services"), you agree to these terms. If you do not agree with any of these terms, please refrain from using the service.

1. Agreement Overview

This privacy policy (“Policy”) outlines our approach to the collection, use, disclosure, and transfer of your information by Anju Siima Technologies Private Limited ("we," "us," or "our"). It applies to the website https://khatatracker.com (the "Site"), the Khata Tracker App (the "App"), and all related services ("Khata Tracker Services").

2. Modification of Terms

These terms and conditions may be updated periodically. Users are advised to review these terms regularly on our website. Continued access or use of the service following any changes constitutes your acceptance of the revised terms.

3. Description of Services

Khata Tracker provides a range of services including:

• Invoicing
• Expense Tracking
• Credit/Payment Management
• Multiple Business Profiles
• Reporting Tools

The services are designed to help you manage business operations efficiently.

4. Business Data and Privacy

Your privacy is important to us. By using Khata Tracker, you agree to the collection and use of personal and business data as outlined in this Privacy Policy.

• Security: Notify us immediately if there is any unauthorized use of your account.
• Data Ownership: All data entered into Khata Tracker remains the property of the user.

5. License and Ownership

Khata Tracker grants you a limited, non-exclusive, non-transferable license to access and use the Services for personal or business use. All content is the property of Anju Siima Technologies Private Limited.

6. Permissions

The app may request the following permissions:

• Camera: For capturing images for document attachment.
• Contacts: To sync contacts for communication and credit management.
• Location: To verify your location for certain services.
• Storage: For uploading and storing documents.
• SMS and Call Logs: For tracking business expenses and verifying user identity.
• Installed Apps: To assess your business profile and offer relevant services.

These permissions are solely used to enhance your user experience and are not shared with third parties without your consent.

7. Usage of Services

• You will use the Services in compliance with all applicable laws.
• Khata Tracker is not responsible for ensuring compliance with local taxation or business laws such as GST.

8. Subscription and Payment

• Subscription Validity: For paid services, your subscription will be valid for a specific duration. Renewal is required before the expiration.
• Refund Policy: Refund requests must be submitted within 7 days of purchase.
• Renewal: Subscriptions are not automatically renewed.

9. Data Retention and Security

We take data security seriously and employ industry-standard measures to protect your information. However, no system is impenetrable, and we cannot guarantee the complete security of your data. We will retain your data only as long as necessary to provide the services.

10. Limitation of Liability

• We are not liable for any loss of data, business interruptions, or damages resulting from the use of the services.
• We are not responsible for compliance issues related to local laws.

11. Analytics

We may use third-party analytics services, such as Google Analytics, to monitor and evaluate how users interact with our service.

12. Children's Privacy

Khata Tracker does not knowingly collect personal information from anyone under the age of 18. If we become aware that we have collected information from a minor, we will delete that data promptly.

13. Interest-Based and Contextual Advertising

We may display interest-based and contextual ads within the app, which could share your data with partners.

14. Termination

We reserve the right to terminate or suspend your access to the services if you breach these terms or engage in unauthorized use.

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Please review this policy regularly for updates.

16. Contact Us

For any questions or concerns regarding this Privacy Policy, please contact us at:

Anju Siima Technologies Private Limited

Email: support@khatatracker.com